Mercy Community Capital is the lending and impact investment arm of Mercy Housing and a dedicated CDFI serving affordable housing communities nationwide. It provides reliable, flexible financing to socially responsible developers and community builders, supporting affordable rental and homeownership projects along with essential community infrastructure. By targeting capital to projects that conventional financing often cannot reach, Mercy Community Capital helps expand housing stability and community services for populations such as low income families, seniors, farm workers, people experiencing homelessness, and people with disabilities.
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Mercy Community Capital’s Affordable Housing Fund provides flexible, below-market loans to support the development and preservation of affordable housing across the United States. As a certified Community Development Financial Institution (CDFI), the fund partners with mission-driven developers to finance projects that serve low-income and underserved populations, particularly where conventional financing is unavailable or insufficient. The fund offers a range of debt products—including predevelopment, acquisition, and construction loans—to enable affordable housing projects to move forward and reach completion. By deploying catalytic, impact-oriented capital, the fund helps expand housing supply, strengthen communities, and improve access to safe, stable housing for vulnerable populations.