Bayer

About the fund

Unconventional Capital is a $30 million debt fund launched in 2022 by Uncap that provides revenue-based financing for small businesses across African markets. The fund offers financing ranging from €20,000 to €100,000 to entrepreneurs who typically lack access to traditional capital sources, advancing financial inclusion in emerging economies. With backing from prominent institutional investors including Bayer and the Bill & Melinda Gates Foundation, the fund utilizes revenue-based repayment structures that allow businesses to make payments proportional to their monthly revenue. This alternative financing approach is particularly suited to small enterprises with reliable revenue streams but limited collateral or credit history in underserved African markets.