Inclusion

An estimated 2.5 billion people are unbanked around the world, and many of them women. Therefore, policymakers have embraced financial inclusion as a priority for international development, seeing banking services as a public good that can ripple through an economy. The newly banked have a greater ability to manage shocks, and greater household well-being. Financial inclusion is a key ingredient for social and economic progress, and universal access to basic transaction services are important milestone to measure progress.

In ImpactAlpha’s Financial Inclusion section, we detail the ways that inclusive financing is being delivered to disadvantaged and low-income segments of society. We also profile the results when women are given access to financial services, including savings, deposit services, credit and insurance. We chronicle the growth of safely regulated institutions, as well as the competition in a growing area of banking, as new and affordable choices are offered to clients.

 

#CDFIsInvest in U.S. jobs and businesses

Since 1994, the U.S. Treasury’s CDFI Fund has provided financing to community development finance institutions, or CDFIs, that make at least 60 percent of their financing available to low-to-moderate income neighborhoods. The banks, credit unions,...

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